Create your Life Plans Landscapes
Build and Protect your Dreams Today and for the Future
Our advice, creativity and expertise has helped build Investment & Superannuation Growth, and Financial Security, with Cost, Fee & Tax Control for Individuals, Families and Businesses, before, during, and after Retirement.
Financial Services
Advice, Creativity & Expertise
Life Plan Building
Products and Strategies
Client Successes
Examples of our thinking
Our scope of capabilities can advise on and arrange:
Financial Planning
Wealth Creation
Managed Investments
Savings and Investment Plans
Geared Investment Acceleration
Margin Loans
Fee Reducing Structures and Strategies
Estate Planning
Intergenerational Wealth
Personal and Family Dynasty Plans
Charitable Gifting
Superannuation
Investment Choices
Rollovers
Retirement Planning
Retirement Incomes, Pensions & Annuities
Insurance
Income Continuation and Business Expenses
Major Medical Conditions (Trauma)
Life & Terminal Illness
Business, Share Purchase and Key People Covers
Group Life & Salary Continuance
We introduce you to specialists when you require advice on:
General Insurances – Fire, Motor, Liability etc;
Legal – Family Law, Property, Commercial;
Self Managed Super Funds – establishment and administration;
Accountancy – Tax Management; Capital Gains; Business Planning;
Share Broking.
Examples of our creative thinking and negotiations
We negotiated and gained $600,000 extra payments for 17 clients when Insurers stopped paying, or refused claims.
“Go bankrupt, sell your home, go on the dole, and retire on the pension”… was the advice to a couple aged 62 & 60 by their Accountant and Lawyer!!
We took a totally different view with this unusual case with 11 strategies and our negotiations…
Their Bank agreed to waive all mortgage payments for the next 3 years;
The $7000 a month saved now became tax deductible in their Super;
In all we saved $56,000 in tax… and we doubled their income;
At 65 the mortgage was cleared with tax-free super;
Now, with Super and the Pension they’re enjoying a comfortable Retirement and they kept the house!!
By rearranging finances for a young couple part of savings for School Fees was made tax deductible and mortgage payments became easier.
Many of our over-50s clients wanted to cancel insurances due to increasing cost of premiums, though their families needed the protection. Our Opportunity Life© reduced costs by up to 30% making the policies affordable.
87%
of Australia are on target to NOT have enough
People want answers and recommendations, relayed simply, concisely, and easily understandable… to put them in control! To achieve this, Brian Paull has created Moneyfarms©, a unique suite of Insurance and Investment Products and Strategies providing solutions to broad and specific lifestyle needs.
Money Maps Life Plans© a user controlled Financial Planning and Analysis kit. Based on your Life-Styles and Life Plans, Money Maps aligns appropriate Investments, Super, Insurances, Strategies and Actions, to meet your targets. What’s especially unique is most of the answers are revealed as you complete your data, saving you significant time, money and frustrations.
Opportunity Life© for the over 50’s. We’ve negotiated structural changes and reduced fees on policies so you can continue your important covers (when they are becoming unaffordable).
Dynasty Plan© creates long-term and inter-generational wealth for individuals and families, by combining Tax Deductions and Investment Growth, but with limited contributions. With the future secure you have more money to spend on today!
Super Plan Me© makes Super more fun, and (pre-retirement) Investment and Insurance Plans more super!
Sponsored Investment Charitable Gifting© will increase donations to Charities by over 170% with no additional outlay by the the contributors.